Top Money-Saving Apps in the UK

In today’s digital age, your smartphone can be a powerful tool for saving money. From cashback apps to price comparison tools, there are numerous apps designed to help UK consumers stretch their pounds further. This comprehensive guide reviews the best money-saving apps available to UK users.

Cashback and Rewards Apps

TopCashback

One of the UK’s leading cashback platforms:

Cashback from over 4,000 retailers
Rates up to 30% at some stores
Free to join and use
Multiple payout options
Browser extension for automatic alerts

Airtime Rewards

Earn money off your mobile bill:

Cashback credited to phone bill
Works with major UK networks
Partnerships with popular retailers
Automatic earning when you shop

Honey

Automatic coupon finder and cashback:

Finds and applies discount codes automatically
Price tracking and drop alerts
Cashback at participating stores
Browser extension and mobile app

Grocery and Shopping Apps

Shopmium

Cashback on grocery purchases:

Scan receipts for instant cashback
Offers on everyday products
Works at all major UK supermarkets
Quick payout to PayPal

CheckoutSmart

Receipt scanning for rewards:

Earn on specific products
Additional earning opportunities
Works with any retailer
Regular bonus offers

Trolley.co.uk

Price comparison for groceries:

Compare prices across supermarkets
Find the cheapest basket total
Track price changes
Shopping list features

Price Comparison Apps

PriceSpy

Comprehensive price comparison:

Compare prices across retailers
Price history and alerts
Product reviews and ratings
Covers electronics, home goods, and more

Google Shopping

Built-in price comparison:

Integrated with Google search
Price tracking and alerts
Local store availability
User reviews and ratings

Banking and Finance Apps

Monzo

Smart banking with budgeting features:

Automatic spending categorization
Budget tracking and alerts
Round-up savings
Fee-free spending abroad

Starling Bank

Digital banking with savings tools:

Real-time spending notifications
Automatic savings goals
Spending insights
No foreign transaction fees

Emma

AI-powered financial assistant:

Track spending across all accounts
Find and cancel subscriptions
Budget management
Bill negotiation services

Fuel and Transport Apps

GasBuddy

Find cheapest petrol prices:

Real-time fuel price updates
Location-based search
Price alerts and trends
Trip cost calculator

Citymapper

Optimize public transport costs:

Compare transport options and costs
Real-time journey planning
Disruption alerts
Walking and cycling alternatives

Utility and Bill Management

Flipper

Automatic energy switching:

Monitors energy market for better deals
Automatic switching service
No fees for switching
Potential savings of £300+ annually

Billhop

Bill negotiation service:

Negotiates better rates on your behalf
Covers broadband, mobile, insurance
No upfront fees
Share of savings model

Investment and Savings Apps

Chip

Automatic savings and investment:

AI analyzes spending to save automatically
Investment options available
FSCS protected savings
Easy withdrawals

Moneybox

Round-up savings and investing:

Round up purchases to nearest pound
Invest spare change
Stocks and shares ISA
Pension contributions

Tips for Maximizing App Savings

Stack Multiple Apps

Use several apps together for maximum savings:

Cashback app + price comparison
Receipt scanning + loyalty programs
Banking app + automatic savings

Set Up Notifications

Enable alerts for:

Price drops on wanted items
New cashback offers
Bill due dates
Spending budget limits

Regular Reviews

Periodically review your apps:

Check for new features
Compare with alternatives
Remove unused apps
Update payment methods

Security Considerations

When using money-saving apps:

Only download from official app stores
Read privacy policies carefully
Use strong, unique passwords
Enable two-factor authentication where available
Regularly review connected accounts